Commercial Loan Officer - Latin America and Caribbean

WorldBusiness Capital, Inc. (WBC) is seeking a dynamic, results driven Commercial Loan Officer to join a team developing long-term loan opportunities with financial institutions, food-related projects, healthcare facilities, and manufacturers located throughout Latin America and the Caribbean (LAC region). 

Target borrowers include:

(i)    Financial institutions - mid-tier banks, credit unions, co-ops, finance and leasing companies, microlenders.

(ii)   Food-related projects - processing, storage, transportation, distribution, port infrastructure.

(iii)  Healthcare facilities - hospitals and clinics, radiology and imaging centers, laboratories. 

(iv)  Manufacturers that are part of U.S. supply chains.

WBC is a commercial finance company and direct lender staffed by professionals with many years of experience in corporate, trade, and project finance. Our company has a proven track record of successfully closed loans in Latin America and select markets around the world. WBC is licensed and regulated by the Connecticut Department of Banking.     

WBC is based in Hartford, Connecticut and provides hybrid remote work options following in-house training. The position reports to WBC’s Chief Lending Officer. 

Position offers top-of-the market base compensation and benefits, a bonus program tied to accepted loan proposals and timely loan closings, and opportunities for professional advancement.    Initial title to be determined based on experience.

Core Responsibilities

• Identify commercial loan opportunities up to $20 million through multiple channels for:

• LAC region financial institutions seeking funding to expand local lending activities.

• LAC region food, healthcare, and manufacturing businesses seeking funding for investments in facilities, equipment, working capital, debt refinancing, and other needs.   

• Develop loan proposals and negotiate terms and conditions with prospective borrowers.

• Prepare applications and interact with government agencies providing loan guarantees.     

• Collaborate with WBC Credit Team in underwriting.

• Coordinate with colleagues, borrowers, and counsel on documentation and closing processes.

Qualifications

• 7+ years commercial loan business development experience with a recognized institution.   

• BA/BS required; MBA and completion of formal credit training program preferred.

• Proven track record of successful loan negotiations and closings.

• Proven expertise in financial statement analysis, modeling, and projections.

• Fluency in Spanish is required.

• Experience with government loan programs preferred.

Skills

• Strong professional writing and verbal communication skills in both English and Spanish.

• High comfort level making presentations to build loan pipeline.   

• Commitment to teamwork and achievement of goals.

• Proficient in Microsoft Excel and PowerPoint.